Heather Lewis

Heather Lewis

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$1,050,000

($338,483 down)
VA

6020 French Creek Road, Shingle Springs, CA 95682

3
3
2,264 sqft
PITI Monthly
$4,694.19 /mo

Listing courtesy of: Karen Dancer, eXp Realty of California, Inc.

Assumed Rate

6.05%
7.15%

Principal & Interest

$4,394 /mo
$4,924 /mo

What's Special

REMODELED
SERENE
SHOPPING
DINING
SPACIOUS
DECK
BALCONY
CHARMING

Welcome to 6020 French Creek Rd. A serene and charming country home. Head up the private driveway, and cross the creek to find 5 tranquil acres that are a true retreat. From the plank flooring to the rustic wood paneled ceilings this remodeled farmhouse exudes luxurious comfort. The kitchen is a true culinary delight, featuring granite counters, custom soft close cabinets, large dining bar, a hammered copper sink & a Z-Line 6 burner gas range with custom stamped copper hood that will impress even the most discerning home chef. Easy living with a main floor primary suite featuring a walk out balcony, and spa inspired en-suite. Additional full bathroom downstairs. Upstairs find a spacious loft that overlooks the family room, a full bathroom and two spacious bedrooms. Detached 2-car garage that has been converted to an insulated, full powered gym/studio space with endless possibilities. Enjoy RV parking, a producing garden & 2 wells. Relax on the wrap around composite deck, or lounge poolside and soak in the views and sounds of the seasonal creek. Additionally, 0.70 acres of open land across the street to build a barn, ADU or separate house. Just 10 minutes to Hwy 50, 15 minutes to shopping and an easy drive to Tahoe or Downtown Sacramento. A truly special property!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.05
Remaining Loan Term
28 years, 1 months
Monthly PITI
$4,694.19/mo
Estimated Loan Balance
$896,275
Cash to close
$338,483
Interest Paid
$83,584

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central, Wall Unit(s)
  • Heating: Propane, Central, Heat Pump, Wood Stove
Features
  • Materials: Vinyl Siding, Wood, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Wood Stove
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Partial Cross, Wire, Wood, Full
Roof
  • Roof: Shingle, Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Septic System
  • Water Source: Well
Pool
  • Has Pool: Yes
  • Pool Features: Built-In, On Lot, Gas Heat

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Traditional, Farmhouse
Materials
  • Vinyl Siding, Wood, Wood Siding
  • Roof: Shingle, Composition
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Shingle Springs

Financial Details

  • Price per Sqft: $463.78
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T02:52:42.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $338,483 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $338,483!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.05% Sellers Rate
$711,517
Your Cash$338,483
Total Purchase Price:$1,050,000

Assumed vs Traditional Mortgage

Assumed @ 6.05%
$4,394/mo
Traditional @ 7.15%
$5,107/mo
You save $713/month ($8,557/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225048665

Listing From: MLS Metrolist

Last updated: 2025-04-28T02:50:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.05%
7.15%

Principal & Interest

$4,394 /mo
$4,924 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $338,483 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $338,483!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.05% Sellers Rate
$711,517
Your Cash$338,483
Total Purchase Price:$1,050,000

Assumed vs Traditional Mortgage

Assumed @ 6.05%
$4,394/mo
Traditional @ 7.15%
$5,107/mo
You save $713/month ($8,557/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Realty ONE Group
Agent/Broker
Heather LewisRealty ONE Group(602) 692-2375Heather@TheLewisGroup.RealEstateMLS SA661058000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Realty ONE Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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