Heather Lewis

Heather Lewis

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$375,000

($196,376 down)
VA

15 Ponderosa Pike, Running Springs, CA 92382

2
2
1,414 sqft
PITI Monthly
$1,345.04 /mo

Listing courtesy of: Michael Bridges, EXP REALTY OF CALIFORNIA INC.

Assumed Rate

2.87%
7.15%

Principal & Interest

$804 /mo
$1,310 /mo

What's Special

REMODELED
DINING
SPACIOUS
DECK
CLUBHOUSE
CHARMING
COZY

Welcome Home to Smiley Park Country Club Tucked into the quiet charm of Running Springs, this inviting two-story home in Smiley Park Country Club offers a relaxing retreat in the heart of the San Bernardino Mountains. Set on a spacious 17,500 sq ft lot, this 1,414 sq ft home welcomes you with level entry and a warm, open layout. The main level features a large living room, casual dining area, and a fully remodeled kitchen with stainless steel GE appliances, soft-close cabinets, and durable, water-resistant hardwood-style flooring. A full tile bathroom and a separate laundry room provide all the comforts you need for easy mountain living. Upstairs, you’ll find two peaceful bedrooms and a charming loft space overlooking the living area—perfect for kids, guests, or a cozy reading nook. Step out onto your oversized deck to take in the fresh mountain air and tree-filled surroundings. While the view looks out over neighboring homes, the setting feels private and peaceful—ideal for morning coffee, outdoor dinners, or winding down under the stars. This property offers plenty of parking throughout, easily accommodating your family and guests without feeling crowded. Living in Smiley Park means more than just owning a home—it’s joining a true mountain community. Take a short walk to the pool for a few laps on a summer afternoon or join in one of the many clubhouse events throughout the year. Whether you’re looking for a full-time residence or a seasonal escape, this home gives you a quiet place to unplug, recharge, and enjoy the beauty of the mountains. Come see why life is better when you’re Living on a Mountain.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,345.04/mo
Estimated Loan Balance
$180,124
Cash to close
$196,376
Interest Paid
$19,194

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Asphalt
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Smiley Park (SMPK)
  • Features: Hiking, Mountainous, NearNationalForest
HOA
  • Has HOA: Yes
  • HOA Name: Smiley Park Country Club
  • HOA Amenities: Unknown
  • HOA Fee: $210
  • HOA Frequency: $Monthly
Location
  • Region: Running Springs

Financial Details

  • Price per Sqft: $265.21
  • Tax Annual Amount: $4687.5
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $196,376 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $196,376!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$178,624
Your Cash:$196,376
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$804/mo
Traditional @ 7.15%
$1,359/mo
You save $555/month ($6,658/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25095379

Listing From:

Last updated: 2025-04-30T22:15:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$804 /mo
$1,310 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $196,376 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $196,376!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$178,624
Your Cash:$196,376
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$804/mo
Traditional @ 7.15%
$1,359/mo
You save $555/month ($6,658/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Realty ONE Group
Agent/Broker
Heather LewisRealty ONE Group(602) 692-2375Heather@TheLewisGroup.RealEstateMLS SA661058000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Realty ONE Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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