Heather Lewis

Heather Lewis

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$539,000

($39,883 down)
FHA

1100 Harris Road, Placerville, CA 95667

3
2
1,962 sqft
PITI Monthly
$3,975.81 /mo

Listing courtesy of: Stephanie Shrum, Vista Sotheby's International Realty

Assumed Rate

7.62%
7.15%

Principal & Interest

$3,577 /mo
$3,415 /mo

What's Special

LOCATION
SERENE
SPACIOUS
MOVE-IN READY
MODERN
HARDWOOD FLOORS
FENCED YARD
CHARMING
COZY

Enjoy peaceful country living with modern comfort in this charming 3-bed, 2-bath home just minutes from downtown Placerville! Set on a tree-lined acre, this 1,962 sq ft home is move-in ready with a spacious main-level layout that lives like a single story, featuring a large living room and cozy wood-burning stove. Downstairs, two finished rooms with hardwood floors and private entry offer flexible use as a 4th bedroom, guest suite, office, or multi-gen space. The raised foundation and accessible plumbing make adding a bathroom or kitchenette easy. Relax on the covered back porch with serene views or enjoy the fully fenced yard with flat play areas and a dedicated pet kennel. Off-site storage for RV or horse pasture may be available (as complimentary associated lease) with acceptable offer. A rare blend of space, flexibility, and location don't miss it!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.62
Remaining Loan Term
28 years, 7 months
Monthly PITI
$3,975.81/mo
Estimated Loan Balance
$501,512
Cash to close
$39,883
Interest Paid
$54,261

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Wall Unit(s)
  • Heating: Central, Wood Stove, Other
Features
  • Materials: Frame, Vinyl Siding, Wood, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Stove
  • Flooring: Laminate, Linoleum, Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: See Remarks
Materials
  • Frame, Vinyl Siding, Wood, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Placerville

Financial Details

  • Price per Sqft: $274.72
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:31:26.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $39,883 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $39,883!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$499,117
Your Cash$39,883
Total Purchase Price:$539,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$3,577/mo
Traditional @ 7.15%
$3,543/mo
You save $-35/month ($-417/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225046320

Listing From: MLS Metrolist

Last updated: 2025-05-01T00:40:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.62%
7.15%

Principal & Interest

$3,577 /mo
$3,415 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $39,883 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $39,883!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$499,117
Your Cash$39,883
Total Purchase Price:$539,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$3,577/mo
Traditional @ 7.15%
$3,543/mo
You save $-35/month ($-417/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Realty ONE Group
Agent/Broker
Heather LewisRealty ONE Group(602) 692-2375Heather@TheLewisGroup.RealEstateMLS SA661058000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Realty ONE Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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